Building societies & leasing

Framework conditions and current challenges:

One of the most popular private customer products in Austria and Germany is still the home loan and savings contract. Building societies have benefited from this “popularity” for decades and therefore have a high level of liquidity. Bringing these profitably to the market is a challenge in times of increased interest rate dynamics, and the vulnerability of the business model remains.

The leasing industry is currently in a dynamic growth phase in which the existing earnings potential must be systematically leveraged.

CONFIDUM has a broad range of experience in the strategic (re)alignment and operational professionalization of building societies and leasing companies, both in the German-speaking markets and in CEE.

Market potential evaluation and sales penetration/optimization of sales channel mix
Market expansion strategies e.g. via sales cooperations
Innovation in the product range and further development of commission models

Innovative liquidity strategies
M & A accompaniment
Selection of sourcing partners
Increasing productivity at all links in the value chain using digital assistants/AI solutions

Market potential evaluation and sales penetration/optimization of sales channel mix
Market expansion strategies e.g. via sales cooperations
Innovation in the product range and further development of commission models
Innovative liquidity strategies
M & A accompaniment
Selection of sourcing partners
Increasing productivity at all links in the value chain using digital assistants/AI solutions
Professionalization of treasury concepts & systems and risk management
Controlling systems and KPI management